Here are three months of my checking and credit card transactions (CSV at the end). I'm Jordan, I live in Portland, Oregon, and I get paid every other Friday. Build me a personal finance dashboard as one HTML file that works offline (no external scripts, fonts, images or network requests). It should show: - money in vs money out for each month - where my money goes, by category, for each month - every recurring charge and what it costs me per month - a short list called "Act on this": anything I'm wasting money on, any mistakes, anything that looks wrong or suspicious. For each item, show the exact transactions, the dollar amount and what I should do. Make it something I'd actually want to open every month. Don't ask me questions; make reasonable assumptions and list them at the bottom of the page. ```csv date,account,description,amount,checking_balance 2026-08-01,Checking,PROPERTYPAY RENT 4410 SE DIVISION,-1650.00,490.15 2026-08-01,Credit card,GREENLEAF GROCERY PORTLAND OR,-70.66, 2026-08-02,Credit card,CLOUDSAFE STORAGE 200GB,-2.99, 2026-08-02,Credit card,LUCKY NOODLE BAR PORTLAND OR,-57.18, 2026-08-03,Credit card,VIDFLIX FREE TRIAL VIDFLIX.COM,0.00, 2026-08-03,Credit card,ZOOMRIDE TRIP PORTLAND OR,-26.36, 2026-08-03,Credit card,BEAN THERE COFFEE PORTLAND OR,-7.40, 2026-08-04,Credit card,FRESHWAY MARKET PORTLAND OR,-113.93, 2026-08-04,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-7.40, 2026-08-05,Credit card,CORNER PHARMACY PORTLAND OR,-30.22, 2026-08-05,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-5.25, 2026-08-06,Checking,FITCORE GYM MEMBERSHIP ACH,-39.00,451.15 2026-08-06,Credit card,RIVERSIDE FUEL PORTLAND OR,-44.36, 2026-08-06,Credit card,BEAN THERE COFFEE PORTLAND OR,-4.75, 2026-08-07,Checking,ACME LOGISTICS PAYROLL DIRECT DEP,2186.40,2637.55 2026-08-07,Credit card,HAWTHORNE PIZZA CO PORTLAND OR,-37.87, 2026-08-08,Credit card,GREENLEAF GROCERY PORTLAND OR,-78.80, 2026-08-09,Credit card,TUNEBOX MUSIC SUBSCRIPTION,-10.99, 2026-08-09,Credit card,ZOOMRIDE TRIP PORTLAND OR,-14.52, 2026-08-11,Credit card,FRESHWAY MARKET PORTLAND OR,-84.85, 2026-08-11,Credit card,NEWSDAILY DIGITAL ACCESS,-4.00, 2026-08-12,Checking,NORTHWIRE MOBILE AUTOPAY,-65.00,2572.55 2026-08-12,Credit card,BEAN THERE COFFEE PORTLAND OR,-6.85, 2026-08-13,Credit card,RIVERSIDE FUEL PORTLAND OR,-50.58, 2026-08-14,Credit card,TACO CART 82 PORTLAND OR,-24.07, 2026-08-15,Checking,SAFEDRIVE AUTO INS PREMIUM,-132.40,2440.15 2026-08-15,Credit card,FRESHWAY MARKET PORTLAND OR,-104.08, 2026-08-15,Credit card,SAKURA SUSHI PORTLAND OR,-17.80, 2026-08-17,Credit card,LUCKY NOODLE BAR PORTLAND OR,-56.73, 2026-08-17,Credit card,SOUNDWAVE PREMIUM,-11.99, 2026-08-18,Credit card,GREENLEAF GROCERY PORTLAND OR,-43.19, 2026-08-19,Credit card,SAKURA SUSHI PORTLAND OR,-14.27, 2026-08-20,Checking,BEAMNET INTERNET AUTOPAY,-70.00,2370.15 2026-08-20,Credit card,RIVERSIDE FUEL PORTLAND OR,-53.17, 2026-08-20,Credit card,BEAN THERE COFFEE PORTLAND OR,-4.75, 2026-08-21,Checking,ACME LOGISTICS PAYROLL DIRECT DEP,2186.40,4556.55 2026-08-21,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-6.85, 2026-08-22,Checking,CASCADE POWER UTILITY,-61.18,4495.37 2026-08-22,Credit card,GREENLEAF GROCERY PORTLAND OR,-77.03, 2026-08-24,Credit card,SHOPMART ONLINE ORDER 88-1293,-64.87, 2026-08-25,Credit card,BURGERWORKS PORTLAND OR,-50.41, 2026-08-25,Credit card,FRESHWAY MARKET PORTLAND OR,-96.27, 2026-08-26,Credit card,HAWTHORNE PIZZA CO PORTLAND OR,-24.67, 2026-08-27,Checking,PAYMENT TO CREDIT CARD x9012,-1284.44,3210.93 2026-08-27,Credit card,PAYMENT RECEIVED THANK YOU,1284.44, 2026-08-27,Credit card,RIVERSIDE FUEL PORTLAND OR,-55.06, 2026-08-27,Credit card,SAKURA SUSHI PORTLAND OR,-22.61, 2026-08-27,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-7.40, 2026-08-28,Checking,ONLINE TRANSFER TO SAVINGS x4471,-1800.00,1410.93 2026-08-29,Credit card,GREENLEAF GROCERY PORTLAND OR,-115.19, 2026-08-29,Credit card,LUCKY NOODLE BAR PORTLAND OR,-25.63, 2026-08-29,Credit card,ZOOMRIDE TRIP PORTLAND OR,-22.39, 2026-08-30,Credit card,SHOPMART ONLINE REFUND 88-1293,23.49, 2026-09-01,Checking,PROPERTYPAY RENT 4410 SE DIVISION,-1650.00,-239.07 2026-09-01,Checking,OVERDRAFT FEE,-35.00,-274.07 2026-09-01,Credit card,FRESHWAY MARKET PORTLAND OR,-53.89, 2026-09-02,Credit card,CLOUDSAFE STORAGE 200GB,-2.99, 2026-09-02,Credit card,ZOOMRIDE TRIP PORTLAND OR,-17.74, 2026-09-03,Credit card,CORNER PHARMACY PORTLAND OR,-25.70, 2026-09-03,Credit card,LUCKY NOODLE BAR PORTLAND OR,-49.58, 2026-09-03,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-5.25, 2026-09-03,Credit card,VIDFLIX.COM MONTHLY,-15.99, 2026-09-04,Checking,ACME LOGISTICS PAYROLL DIRECT DEP,2186.40,1912.33 2026-09-04,Credit card,BEAN THERE COFFEE PORTLAND OR,-5.25, 2026-09-05,Credit card,FRESHWAY MARKET PORTLAND OR,-53.92, 2026-09-05,Credit card,LUCKY NOODLE BAR PORTLAND OR,-16.03, 2026-09-06,Checking,FITCORE GYM MEMBERSHIP ACH,-39.00,1873.33 2026-09-06,Credit card,CORNER PHARMACY PORTLAND OR,-19.80, 2026-09-06,Credit card,TACO CART 82 PORTLAND OR,-32.53, 2026-09-08,Credit card,FRESHWAY MARKET PORTLAND OR,-42.28, 2026-09-08,Credit card,LUCKY NOODLE BAR PORTLAND OR,-48.12, 2026-09-09,Credit card,TUNEBOX MUSIC SUBSCRIPTION,-10.99, 2026-09-10,Credit card,RIVERSIDE FUEL PORTLAND OR,-57.48, 2026-09-11,Credit card,NEWSDAILY DIGITAL ACCESS,-4.00, 2026-09-12,Checking,NORTHWIRE MOBILE AUTOPAY,-65.00,1808.33 2026-09-12,Credit card,FRESHWAY MARKET PORTLAND OR,-90.37, 2026-09-12,Credit card,ZOOMRIDE TRIP PORTLAND OR,-28.86, 2026-09-14,Credit card,SKYLINE AIRWAYS 0162245 PDX-DEN,-412.30, 2026-09-14,Credit card,SKYLINE AIRWAYS 0162245 PDX-DEN,-412.30, 2026-09-14,Credit card,BEAN THERE COFFEE PORTLAND OR,-6.85, 2026-09-15,Checking,SAFEDRIVE AUTO INS PREMIUM,-132.40,1675.93 2026-09-15,Credit card,CORNER PHARMACY PORTLAND OR,-16.45, 2026-09-15,Credit card,GREENLEAF GROCERY PORTLAND OR,-56.23, 2026-09-15,Credit card,BEAN THERE COFFEE PORTLAND OR,-7.40, 2026-09-17,Credit card,CORNER PHARMACY PORTLAND OR,-18.51, 2026-09-17,Credit card,RIVERSIDE FUEL PORTLAND OR,-48.38, 2026-09-17,Credit card,SOUNDWAVE PREMIUM,-11.99, 2026-09-18,Checking,ACME LOGISTICS PAYROLL DIRECT DEP,2186.40,3862.33 2026-09-18,Credit card,DEN CENTRAL HOTEL DENVER CO,-318.60, 2026-09-19,Credit card,MILE HIGH TACOS DENVER CO,-27.45, 2026-09-20,Checking,BEAMNET INTERNET AUTOPAY,-70.00,3792.33 2026-09-20,Credit card,ZOOMRIDE TRIP DENVER CO,-22.80, 2026-09-21,Credit card,TACO CART 82 PORTLAND OR,-59.92, 2026-09-21,Credit card,BEAN THERE COFFEE PORTLAND OR,-6.10, 2026-09-22,Checking,CASCADE POWER UTILITY,-58.92,3733.41 2026-09-22,Credit card,GREENLEAF GROCERY PORTLAND OR,-59.54, 2026-09-24,Credit card,BURGERWORKS PORTLAND OR,-56.71, 2026-09-24,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-4.75, 2026-09-25,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-6.10, 2026-09-26,Credit card,FRESHWAY MARKET PORTLAND OR,-57.81, 2026-09-26,Credit card,HAWTHORNE PIZZA CO PORTLAND OR,-22.37, 2026-09-26,Credit card,SHOPMART ONLINE ORDER 88-4410,-38.12, 2026-09-27,Checking,PAYMENT TO CREDIT CARD x9012,-35.00,3698.41 2026-09-27,Credit card,PAYMENT RECEIVED THANK YOU,35.00, 2026-09-29,Credit card,CORNER PHARMACY PORTLAND OR,-29.17, 2026-09-29,Credit card,FRESHWAY MARKET PORTLAND OR,-91.62, 2026-09-29,Credit card,BEAN THERE COFFEE PORTLAND OR,-7.40, 2026-09-30,Credit card,BURGERWORKS PORTLAND OR,-37.69, 2026-09-30,Credit card,BEAN THERE COFFEE PORTLAND OR,-4.75, 2026-10-01,Checking,PROPERTYPAY RENT 4410 SE DIVISION,-1650.00,2048.41 2026-10-01,Credit card,ZOOMRIDE TRIP PORTLAND OR,-14.90, 2026-10-02,Checking,ACME LOGISTICS PAYROLL DIRECT DEP,2186.40,4234.81 2026-10-02,Credit card,CLOUDSAFE STORAGE 200GB,-2.99, 2026-10-02,Credit card,LUCKY NOODLE BAR PORTLAND OR,-38.18, 2026-10-03,Checking,ONLINE TRANSFER TO SAVINGS x4471,-2500.00,1734.81 2026-10-03,Credit card,GREENLEAF GROCERY PORTLAND OR,-102.00, 2026-10-03,Credit card,TACO CART 82 PORTLAND OR,-39.52, 2026-10-03,Credit card,VIDFLIX.COM MONTHLY,-15.99, 2026-10-05,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-6.10, 2026-10-05,Credit card,ZOOMRIDE TRIP PORTLAND OR,-24.27, 2026-10-06,Checking,FITCORE GYM MEMBERSHIP ACH,-39.00,1695.81 2026-10-06,Credit card,FRESHWAY MARKET PORTLAND OR,-53.42, 2026-10-06,Credit card,HAWTHORNE PIZZA CO PORTLAND OR,-33.30, 2026-10-07,Credit card,BEAN THERE COFFEE PORTLAND OR,-6.10, 2026-10-08,Credit card,TACO CART 82 PORTLAND OR,-38.53, 2026-10-08,Credit card,BEAN THERE COFFEE PORTLAND OR,-5.25, 2026-10-09,Credit card,TUNEBOX MUSIC SUBSCRIPTION,-12.99, 2026-10-10,Credit card,GREENLEAF GROCERY PORTLAND OR,-77.85, 2026-10-10,Credit card,HAWTHORNE PIZZA CO PORTLAND OR,-61.20, 2026-10-11,Credit card,HAWTHORNE PIZZA CO PORTLAND OR,-52.13, 2026-10-11,Credit card,NEWSDAILY DIGITAL ACCESS,-4.00, 2026-10-11,Credit card,PDX DENTAL GROUP,-85.00, 2026-10-12,Checking,NORTHWIRE MOBILE AUTOPAY,-65.00,1630.81 2026-10-12,Credit card,BEAN THERE COFFEE PORTLAND OR,-7.40, 2026-10-13,Credit card,FRESHWAY MARKET PORTLAND OR,-101.42, 2026-10-13,Credit card,BEAN THERE COFFEE PORTLAND OR,-6.10, 2026-10-15,Checking,SAFEDRIVE AUTO INS PREMIUM,-132.40,1498.41 2026-10-16,Checking,ACME LOGISTICS PAYROLL DIRECT DEP,2186.40,3684.81 2026-10-17,Credit card,BURGERWORKS PORTLAND OR,-25.01, 2026-10-17,Credit card,GREENLEAF GROCERY PORTLAND OR,-47.81, 2026-10-17,Credit card,SOUNDWAVE PREMIUM,-11.99, 2026-10-18,Credit card,CORNER PHARMACY PORTLAND OR,-29.30, 2026-10-18,Credit card,GADGETZONE ONLINE MIAMI FL,-289.99, 2026-10-18,Credit card,VRFY*PAYSERV MIAMI FL,-1.00, 2026-10-19,Credit card,BEAN THERE COFFEE PORTLAND OR,-6.10, 2026-10-20,Checking,BEAMNET INTERNET AUTOPAY,-70.00,3614.81 2026-10-20,Credit card,GREENLEAF GROCERY PORTLAND OR,-83.78, 2026-10-20,Credit card,BEAN THERE COFFEE PORTLAND OR,-4.75, 2026-10-22,Checking,CASCADE POWER UTILITY,-74.35,3540.46 2026-10-22,Credit card,HAWTHORNE PIZZA CO PORTLAND OR,-19.33, 2026-10-22,Credit card,RIVERSIDE FUEL PORTLAND OR,-51.76, 2026-10-22,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-6.85, 2026-10-23,Credit card,BURGERWORKS PORTLAND OR,-44.12, 2026-10-24,Credit card,FRESHWAY MARKET PORTLAND OR,-70.05, 2026-10-25,Credit card,HAWTHORNE PIZZA CO PORTLAND OR,-20.08, 2026-10-25,Credit card,INTEREST CHARGE ON PURCHASES,-41.18, 2026-10-26,Credit card,ZOOMRIDE TRIP PORTLAND OR,-18.72, 2026-10-27,Credit card,FRESHWAY MARKET PORTLAND OR,-38.85, 2026-10-27,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-6.85, 2026-10-28,Credit card,LUCKY NOODLE BAR PORTLAND OR,-35.34, 2026-10-29,Credit card,RIVERSIDE FUEL PORTLAND OR,-44.55, 2026-10-29,Credit card,STUMPTOWN ROAST CAFE PORTLAND OR,-6.85, 2026-10-30,Checking,ACME LOGISTICS PAYROLL DIRECT DEP,2186.40,5726.86 2026-10-31,Credit card,GREENLEAF GROCERY PORTLAND OR,-110.37, ```